Can Anyone Sell Structured Settlement Payment? 

Yes, anyone can sell structured settlement payment. Injury 
victims in most of the United States now have the right to 
sell structured settlement payment. In 2002 the United 
States Congress and 48 state governments agreed that 
settlement recipients should be able to receive their 
settlements in any manner in which they desire. 

The key is to make an informed appeal to the courts only 
after you have consulted with a structured settlement 
professional. 

Provided you can demonstrate to a court that your appeal to 
sell structured settlement payment is in your best interest 
you should have no problem finalizing a sale. All you need 
is for a court to issue an order that authorizes you to sell 
structured settlement payment to a structured settlement 
broker. 

Each city and state will have it’s own guidelines regarding 
what reasons will be acceptable for approval. Generally if 
you have an immediate financial need such as job loss or 
unexpected tax liabilities you will be authorized to sell 
structured settlement payment. 

In some cases, you may be able to sell structured settlement 
payment for reasons like funding a child’s post secondary 
education, purchasing a new home or paying off debt. 

A judge will do his or her best to evaluate whether a sale 
would be in your best interest. Trading in your regular 
payments for a lump sum in order to buy a new car that will 
only depreciate in value may not be seen as a good idea. 

If you’re a minor, the courts will rarely approve a sale 
unless it’s deemed in your best interest and not in the best 
interest of your parent or guardian. 

The first step to sell structured settlement payment is to 
consult with a lawyer who specializes in buying annuities. 
You will also want to make sure that you have the correct 
information regarding what is possible in your city or 
state. 

Since the whole sell structured settlement payment process 
only became federal law in 2002 many general practice 
lawyers may have little knowledge about such sales. 

It’s important for you to educate yourself by conducting 
your own research and by becoming informed about structured 
settlements and your rights as a recipient. 

You should understand that when you sell structured 
settlement payment it is deemed a non-taxable transaction. 

Whether to sell structured settlement payment or hold onto 
it, is up to you. Don’t allow anyone to pressure you into a 
transaction you don’t feel is in your best interest. 

You need to decide how much you want to receive as a lump 
sum. As a structured settlement recipient you can decide to 
sell all or just part of your payments. You many determine 
that you like the idea of receiving some kind of regular 
payments but you need a lump sum pay-out. 

Lastly, it’s important you view any possible sale as a 
serious financial arrangement. Your broker and buyer are 
both in it for the profit. Make sure your best interests are 
also a high priority. 

As with any other financial transaction seek out several 
opinions and get at least three quotes before you agree to 
sell structured settlement payment. Many structured 
settlement brokers will give you a free quote.

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